Checkout our Financial Terms Glossary
We understand that buying or selling your home can be an extremely overwhelming process. Therefore, we want to do everything we can to make the process as seamless as possible. The amount of real estate and financial terms might be confusing for you ...
Posted by Grace Theriot on June 20, 2018 in Austin TX Home Buying Tips
Looking to Buy in Austin? Calculate Your Possible Mortgage Here
Are you looking to buy in the Austin area? Not sure where to start? Calculate your mortgage price point to give you a greater understanding of the homes you qualify for. Finding and purchasing an Austin area home that will meet your needs ...
Posted by Grace Theriot on May 2, 2018 in Austin TX Home Buying Tips
First Time Home Buyers Guide
Here at the Cain Team, we can certainly understand that buying your first home in the greater Austin area can seem like a scary or daunting task. We have worked with many Austin area first-time buyers, therefore, we realize that there are going to ...
Posted by Grace Theriot on September 26, 2017 in Austin TX Home Buying Tips
Small Home Loans and Where to Find Them
You might think searching for a small home loan is easy. Maybe you're buying a foreclosure, or other bona fide bargain—or saved enough to make a larger-than-average down payment. So, all you need is just ...
Posted by Grace Theriot on April 27, 2017 in Austin TX Home Buying Tips
How to Buy a Home Today: Modern Rules that Can Make or Break Your Offer
The rules on how to buy a house have changed, folks—so if you're serious about becoming a proud homeowner in the near future, you'll want to read this first!
So what's changed the most in the traditional home-buying process? For starters, ...
Posted by Grace Theriot on April 26, 2017 in Austin TX Home Buying Tips
Be 'In the Know': Steering Clear of Mortgage Fraud
Mortgage fraud is deception about your financial circumstances or how you’re going to use the property that you purchase. If fraud is detected at any time during the mortgage process, your loan will be declined and you will be out any funds ...
Posted by Grace Theriot on April 11, 2017 in Austin TX Home Buying Tips
The Best (and Worst) Places to Try Your Hand at Real Estate Investing
Becoming a real estate investor is suddenly hot, thanks in part to those legions of HGTV-aholics inspired after binge-watching episodes of shows like “Fixer Upper” and “Flip or Flop.” But if they’re planning to ...
Posted by Grace Theriot on March 29, 2017 in Austin TX Investments
Tax Deduction Checklist: Things You Should Know
Who says paying taxes isn't fun? Well, it isn't, but it is our solemn duty to do our part, right? In any case, there are certain loopholes that make it legal for you to minimize the amount of tax you have to pay without getting in trouble with the ...
Posted by Grace Theriot on March 14, 2017 in Austin TX Investments
Money Moves that Can Affect Your Mortgage: Avoid at All Costs!
Sometimes, we easily let our guard down while waiting for closing. This is especially the case after going through the tedious process of getting pre-approved, finding that dream home, and having your offer accepted! But there is no reason to be lax ...
Posted by Grace Theriot on March 13, 2017 in Austin TX Investments
The Real Score Between Renting and Buying
There’s about $13.1 trillion stashed away in the United States, in plain sight. Where? In our homes!
Do we have your attention yet?
That’s the total value of the equity held by over 75 million U.S. homeowners, according to the latest ...
Posted by Grace Theriot on February 21, 2017 in Austin TX Home Buying Tips
Today is 'The Worst Day of the Year to Buy a Home': Find Out Why
Congratulations, dear home buyer! Now that the "Worst Day to Buy a Home" (January 19) has passed, you can now proceed with closing on your largest investment.
Wait-- is there really such a day?!
A 2015 study by ATTOM Data Solutions (formerly ...
Posted by Grace Theriot on January 19, 2017 in Austin TX Home Buying Tips
Things You Need to Know about Mortgage Rate Locks and Cheap Home Loans
Safety and security are two things that we value in all aspects of life. And safety and security also apply when it comes to getting home loans, too. This article is about mortgage rate locks and why you need to know about them when buying a home....
Posted by Grace Theriot on January 18, 2017 in Austin TX Home Buying Tips
Home Insurance Essentials for First-time Buyers
As a first-time home buyer, you are likely to encounter numerous offers for home insurance. And not just one type, but different kinds! If only we could purchase all to safeguard our largest investment... or should we?
There are home insurance types ...
Posted by Grace Theriot on November 21, 2016 in Austin TX Home Buying Tips
A Beginner's Guide to Real Estate Investing
We can't blame you if you are looking into real estate as a means to grow your investment portfolio. After all, one of the few known and proven vehicles of success with regard to investment is engaging in the real estate business, but it's not as ...
Posted by Grace Theriot on November 7, 2016 in Austin TX Home Buying Tips
Last Paycheck for Your Down Payment? It MIGHT NOT Be a Good Idea
Are you saving up a down payment to buy a home? Here’s something you need to know: Your paycheck can work against your down payment-savings plan if you aren’t careful.
Buying a home requires precision planning, good income, good credit, ...
Posted by Ricky Cain on October 25, 2016 in Austin TX Home Buying Tips
Learn How Low Interest Rates Can Increase Your Purchasing Power
According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic ...
Posted by Ricky Cain on October 20, 2016 in Austin TX Investments
Higher Mortgage Rates are Making Buyers Hesitate
Experts have observed a decline in mortgage applications, thanks to rising mortgage rates and slower demand for refinancing from home buyers. A report by the Mortgage Bankers Association indicates a 7.3% decrease in total mortgage application volume ...
Posted by Grace Theriot on September 27, 2016 in Austin TX Home Buying Tips
The Perfect Time for Real Estate Investment
MarketWatch recently reported that now is the best time to invest in real estate. Jeff Reeves, a MarketWatch columnist, dispels the rumor that another housing crisis is looming overhead. He believes that home buyers are more responsible with ...
Posted by Grace Theriot on September 23, 2016 in Austin Real Estate Market Statistics
How to Make Use of Home Buyer's Advantage
2016 is a very competitive year for home buyers as they struggle to find their perfect home at a time when there is less inventory and lenders are very stringent with qualifying loan applications. The new norm is to get preapproval prior to going ...
Posted by Grace Theriot on September 20, 2016 in Austin TX Home Buying Tips